PEO Advisory

What is a PEO?

A PEO is a co-employment model where a third-party organization provides HR support/technology and and procures various lines of insurance – including benefits.You maintain control over day to day operations but your employees are in a co-employment relationship between their employer and PEO for purposes of HR Compliance and cost containment around benefits.
PEOs are popular with small to mid-sized businesses seeking a partner to help shoulder liability, keep them in compliance and help with the procurement of richer benefits packages more economically.

What Do PEOs Offer?

PEOs bundle a wide range of HR functions into a single monthly fee or a percentage of payroll.

Common services include:

• Payroll processing and tax administration
• Health, dental, vision, and retirement benefits administration
• Workers’ compensation and safety compliance
• Human resources guidance and documentation
• Regulatory compliance and risk mitigation
• Unemployment claims management
• Onboarding and employee training tools

Our services include:

PEO Evaluation and Benchmarking

We provide a clear analysis of your current PEO agreement, what you’re paying, what you’re getting and whether it’s helping or hindering your long-term business objectives. We also benchmark your costs and services against market standards.

PEO Exit Planning and Transition Support

Leaving a PEO can be overwhelming, but we’ve guided many businesses through smooth transitions. From payroll migration and compliance support to benefits re-evaluation and employee communication plans, we make the shift manageable and aligned with your goals.

HR Consulting That Fits Your Business

Unlike one-size-fits-all PEOs, our services are customized to your structure, growth stage, and team. Whether you need help with compliance, performance management, talent acquisition, compensation planning, policy development, or something else, we deliver HR support that scales with you.

Why Businesses Leave PEOs

Many businesses turn to a PEO to streamline HR and improve efficiency. As the business grows and operations become more complex, it is natural to reevaluate whether the current structure still supports long term goals. A strong PEO partnership should evolve with your company, and when it does not, an independent review can help identify opportunities for improvement or new solutions. Here are some of the most common reasons businesses seek our PEO advisory services:

• Wish to bring the HR function in-house
• Outgrowing the PEO model
• Limited customization and support
• No longer need to rely on the buying power of a PEO for benefits
• Policies, procedures, and benefits
• Co-employment during audits/disputes

Reynolds + Rowella helps you weigh these factors thoughtfully using financial, operational, and compliance-focused lenses.