The personal services we offer our individual clients can provide them with the time and peace of mind to focus on other priorities. These services include:

Tax Services
Constructive and creative tax planning is an integral part of our tax services. We communicate to clients, through on going tax consultation, new tax ideas and developments of pertinent interest. Tax service includes the preparation of Federal, state, and local tax returns. We work closely with each client to resolve any controversies that may arise; this includes representation before the Internal Revenue Service and state tax authorities.

Financial Planning
Personal financial planning is the process of evaluating the many aspects of an individual’s financial situation, and identifying and implementing strategies in order to achieve certain economic objectives. Our knowledgeable professionals can help you plan and achieve your financial goals.

Education Funding
Reynolds & Rowella helps clients plan and budget for education funding. Our experience and knowledge will help you take advantage of the recent tax legislation which dramatically changes the ways to fund for educational expenses. The new law expands the scope of many plans and offers tax saving opportunities that should not be overlooked.

Cash Flow Management
Busy individuals often undermine their own personal financial success through poorly managed cash flow and bill paying. Reynolds & Rowella can help. We can assume responsibility for your personal cash management and bill paying. Bills can be mailed directly to us from vendors. Our staff will pay all bills, reconcile and maintain checking and savings accounts, and communicate with vendors to resolve billing discrepancies. Clients are provided with monthly-computerized reports of bill-paying activity.

Retirement Planning
Meeting your retirement goals requires planning and effective use of tax-deferred retirement plans. Whether you are self-employed or anticipating retirement distributions from your employer, choosing the right plan or minimizing the tax on distributions is of primary concern. The professionals at Reynolds & Rowella can help you make the most of your retirement investments and income.

Because You Deserve More
What is Financial Management? When handled properly, it means critically assessing and managing your overall financial situation with focused wealth strategies in order to achieve specific economic goals.

Personal Financial Management is important to all individuals – at all income levels. As you are faced with complicated and ever-changing tax laws, not to mention rising and falling interest rates and an explosion of confusing investment opportunities, where do you turn? Reynolds & Rowella, of course.

To achieve the right outcome, you need someone to do more than monitor your income. Let us help you reach your goals.

As trusted Certified Public Accountants, Reynolds & Rowella will:

•	Provide through analysis of your total financial position with an objective overview
•	Help your identity your financial goals
•	Help you make better qualified financial decisions and develop a sound investment plan
•	Provide thorough explanations of all potential financial and investment strategies
•	Advise on use of credit, dollar-cost averaging, asset diversification, and employee benefit plans
•	Determine whether you would benefit from mortgage restructuring
•	Project future college costs and advise on financial aid options
•	Review contribution levels to IRAs
•	Help you determine the future needs of your family and evaluate pension plans and life insurance policies
•	Develop a sound investment plan

Reynolds & Rowella has provided expert financial services to clients in Tri-State area and beyond. Our professionals are known throughout the area as trusted providers of Certified Public Accounting Services and Financial Solutions and are committed to providing you with the financial services and counsel you need - and deserve.

•	Bill Paying	•	Insurance & Liability Coverage
•	Business Valuation	•	Investment Counsel
•	Cash Management	•	IRS Audit Support
•	Debt Management	•	Litigation Support
•	Education Funding	•	Mortgage Restructuring
•	Eldercare Services	•	New Business Planning
•	Estate/Trust Planning & Settlement	•	QuickBooks™ Training & Support
		•	Retirement Planning
•	Financial Counseling	•	Tax Delinquency Representation
•	Financial Statements	•	Tax Planning & Research
•	Income Tax Preparation	•	Tax Reduction Strategies

  A Firm Commitment to Quality and Service.